Neal Waggoner

Sr. Mortgage Advisor

976741
(303) 731-1080
Email Me
Denver
384 Inverness Pkwy, Suite 200
Englewood, CO 80112

This is my second time working with K2 Both experiences working with K2 were positive. Neal works hard to get great rates and always has quick turnaround on communication. Would work with them again in the future.

Brian W.
Denver, CO

1/9/2017 Didn't believe the numbers at first but once closing was finished I was surprised Neal was able to save me several thousand dollars in closing expenses. It was hard to believe the numbers on paper because other lending agents all came in a few thousand dollars over him. Then, the home appraisal came back 10K less than what our original offer was. We agreed with the seller to come down on the price by 8K thinking we would have to bring the extra 2K to closing. This wasn't the case at all. The numbers stayed pretty much the same. I'm not sure how it all worked out like this but we were very happy.

Aaron S
Broomfield, CO

Neal was very helpful and responsive I would recommend Neal as as good broker who always responds to your request Neal was very helpful and knowledgeable I will recommend k2 In the future

larry g
Littleton, CO

Mr. Waggoner has done loans for us before and as usual has been on top of his game and kept up informed about any information or issues that arise. We were able to respond in a timely manner and get things done quickly. We look forward to doing our next loan with him!

gonzalesfpe
Colorado Springs, CO

This was the best mortgage experience I have had. Neal and team were fast to answer questions and turn around docs. We were ready to close two weeks before the closing date!

Shay004
Boulder, CO

I was incredibly apprehensive about starting the refi process, but Neal and his team at K2 made our cash-out refinance incredibly straightforward and easy! It was a pleasure working with Neal and K2!

P&MO
Denver, CO

Neal got everything taken care of quickly, did all the footwork (previous lenders have left a lot of paperwork for me to chase down - and we all know about VA paperwork lol) and made this a smooth transaction. Thanks, Neal! CJ & KJ

kendra
Aurora, CO

We had a very positive experience with K2 Lending and working with Neal Waggoner. The whole process was easy, straight-forward and honest. Neal was always there to answer any questions along the way. The loan closed on time with zero issues. The rate we locked in was unbelievably low and we also received a huge credit towards closing. No other lender came even remotely close to the terms we received. Thank you, Neal for helping us buy our first home!

Slava
Castle Rock, CO

These are my 2nd and 3rd experiences (a cash out refinance coupled with buying another home with the cash out) working with Neal and his strength is he's super knowledgeable and responds very quickly to questions (both emails and phone calls). If I were to give him advice I'd tell him to slow down his speech and take off the speakerphone or headset he uses because it can be difficult to follow him at times, but this wouldn't keep me from recommending him. The bottom line is K2 gets the best deals and he knows his stuff.

jstevep00
Longmont, CO

Neal and his team were easy to work with and did a great job closing my loan quickly. The whole process, from the first initial email to close was only 3 weeks. They got me a great rate and responded quickly to all my emails. We did a cash-out refi and we can't believe our new low payment. We would recommend K2 to everybody

user50702647
Littleton, CO

Neal is very professional and helpful during my loan process. It was the second time I was working with him for buying a property in Denver. He is leading you through the process with all the required documents and timing of transactions.

user3637149
Denver, CO

Neal and Shelley are awesome to work with. Very thorough and responsive. Neal provided us with our different options for refinancing and once we made our decision the entire process took less than a month. If we are ever in need of a lender again, we will definitely use Neal and his team again. Thanks to my daughter, Amber, for referring us to Neal.

S K
Morrison, CO

Neal and his team are great to work with. I chose them because they had the best rates but they are the easiest that I've worked with. I've now used them for 3 mortgages and all were a breeze with incredible rates.

Greg W
Golden, CO

Neal & his team are wonderful. Very responsive, happy to provide several different scenarios with down payment %, rates % so you can review and determine what is best for you. We were able to close within about 20 days from offer to closing, him and his team are fast, efficient, and have the best rates!

M H
Louisville, CO

I recently closed my 3rd loan with Neal at K2. As always, Neal and his team were responsive and helpful. Besides finding us good rates it's very helpful to have the folks at K2 shuttle us through the process. In this case he helped me put some pressure on the lender to get the appraisal done ASAP and we were able to get our clear to close 2 weeks ahead of the closing date which was a great weight off our shoulders.

Chris M
Morrison, CO

We purchased a new home in July. We went back to Neal Waggoner for the new mortgage. Neal had previously helped us with the purchase of the home we just sold and two refinances on that property. So this was our 4th time with Neal and K2 and all of our transactions have been good and closed on time.

Gary C
Longmont, CO

He keeped us up to date thru the entire process and the entire process was real smooth. We would highly recommend Neal and K2 lending. This is our second dealing with Neal and both this time and the first time, it was great... Thanks Neal!!!!

user5380238
Dillon, CO

Neal was awesome! He completed my refi in less than three weeks. He asked for everything he needed up front, and I never had to provide anything multiple times, which seems to be the norm when doing a home loan. I just can't say enough good things about Neal and the whole process

pphil4227
Brighton, CO

Closed May 30th with the help of Neal and K2 Lending. They made the whole process smooth and got me a great rate. Would recommend for anyone shopping for loans.

mr gc
Denver, CO

I actually found Neal and K2 lending while browsing for houses to buy, called Neal and he walked me through the process and how K2 can save consumers money. Very straight forward guy and I highly encourage you to give him a call to talk through how he can save you money and make life easier during a stressful time in your life. The particular lender that originated my loan even allowed me to slide down after I had locked in my interest rate because interest rates had gone down, saved me almost another $1k towards closing costs as i took the cash credit. A++++++ highly recommended

David W.
Parker, CO

This was for a SFH purchase in 80206, my second transaction with Neal. With both transactions he's gotten me great rates, kept me informed of the process, and closed on time!

Steve G.
Denver, CO

This was the second time that I worked with Neal at K2 Lending. I always do a very thorough research and get a least 5 quotes from lenders with best quotes, but K2 always had the best offer. The team works very effectively and communication is good. We got cleared for closing a week before our closing, although our closing deadline was relatively tight.

user66768879
Denver, CO

I shopped around and K2 was able to beat the rates I was getting elsewhere. Neal was very responsive to emails. Everything went very smoothly and was very quick - about 3-4 weeks to close the refi, including me delaying it a week with a vacation.

Mike L.
Silverthorne, CO

After going back and forth getting nowhere on my approved loan with Another lender, Neal at K2 was really great to work with. He aggressively searched for the best loan terms I could get, and kept me informed the whole time we were securing the loan with Ethos. Neal and the K2 team were very informative, even returning evening calls to answer last-minute questions.

Brian T
Strasburg, CO

Great lender! Fast and easy to work with Overall great experience! Neal was very responsive and got our closing funds ready on time. I would highly recommend K2 lending as they got us a lower rate than chase bank and communicated well throughout the process. Thanks Neal and K2 lending team!

Ryan K
Arvada, CO

Great customer service, always answered my questions immediately, very responsive to my needs. Neal provided me with several different loan options and costs which allowed me to tailor the loan to my needs.

Brian C
Colorado Springs, CO

Prompt, knowledgeable and helpful Neal provided a great experience during my refinance. He is always willing to explain and provide new estimates as rates change. I will recommend him as a great broker to work with.

manajit
Littleton, CO

Military friendly and helpful lender The K-2 Lending gave me the best interest rate when I was shopping like 3 months ago to buy a house. Mr. Neal Waggoner was very helpful, very responsive and definitely help me on every paperworks that I need and making me understand how the VA Loan works. They are very professional and very patient at the same time. I can't believe that I was able to buy the house on such a good price and very good rate. I will use them again if I buy another property. Thank you K-2 Lending.

Nick C

K2 Lending Team working with Neal Waggoner/Shelley Cree Excellent experience working with Neal Waggoner and Shelley Cree on my Mortgage Refi. Neal provided the best deal up front without any hassle or sales pressure. From start to finish we closed within 33 days with a 3.375 rate on a 30 year fixed Refi with 1 point origination fee (had the option for 0 points or no origination fee). Definitely recommend Neal.

James D
Littleton, CO

Neal and Shelley responded quickly to any concerns I had. They kept the process as simple as possible -that was good Neal worked very hard in dealing with the difficult situation that a past mortgage company brought to us. He was great. He was concerned about me and my situation and worked very hard to solve the issue, which he did. I now have my own home!!

Rachel J
Colorado Springs, CO

No problems The whole transaction went just as we thought at would. The appraisal process was a little slow but that's just how it is right now and we were made aware of that going in. Overall a very smooth transaction with no problems to speak of.

Gary C
Longmont, CO

Great Loans Available. I thought K2 was a wonderful Mortgage company. Neal was very patient with all my calls and emails. It was a little frustrating that it took so long but that was the system and what we had to do too. We got the Loan we needed and were able to refinance to be able to save tons $$$!

kelly s
Aurora, CO

I have now closed two investment mortgages with K2 and they provided by far the best rate I could find. They even let the rate reduce after I fixed it when the market improved before closing. My original closing date was moved up, and they moved diligently to accommodate the tighter timing. Will go back for my next mortgage.

user459869
Aurora, CO

Neal was a great agent to work with. Andrea and I were refinancing our Lambert Cir home and unsure if it was worth it at this point in time. Neal helped us find the most advantageous loan and was in constant communication until the loan closed.

tracey1714
Lafayette, CO

The experience was great from start to finish. Everything was easy and electronic. I had my doubts about refinancing and the costs involved. I originally searched several sites for lenders and went by the feedback and estimated closing costs compared to rate. I picked K2 lending for this reason. I worked with Neal Waggoner. He returned calls quickly if I had to leave a message and explained things thoroughly when I had questions. I had a lot of questions too. Everything was electronic until the title company part. I think the one suggestion I would make is on the website upload process. Either allow multiple files to be uploaded all at once or show each file that has been successfully uploaded, but Neal was on top of telling me what I had and still needed so it did not matter much. I was surprised that the process only took about 3 weeks to complete. I was kept in the loop from day until the actual funding occurred. The estimated costs were really close to the actual costs, which was a big relief. I am glad I chose K2 Lending because they made the process easy and found a great rate that is saving me about $250 a month with almost no closing costs. I will recommend them to anyone!

Corey J.
Parker, CO

Neal was able to quickly get my refi complete, with very little hassle outside of the normal qualification requirements. Neal also helped me to find the lowest interest rate. Extremely pleased, and would recommend to friends and family.

bbor77
Commerce City, CO

Great rate and helpful agent I worked with Neal on an investment refinance. He helped me get a great refinance rate, keep all the fees low, and walked me through the entire process. Could not have been easier!

Steve G
Denver, CO