Testimonials

Julia Cebatah is the best! This is my 2nd time to use her. She is very professional - on the ball!

Marcia N.

Thank you again. You all were great!

Matt B.

It was truly a pleasure to work with you in the successful closing of a condominium unit in Observatory Place. TJ is looking forward to moving in a few weeks and walking to work. Your professionalism, dedication and high level of communication ensured all involved a smooth transaction. Please let me know if I can ever be of further assistance to you and/or your clients.

Dan R.

Jeff and Shelley were great to work with. They explained every step of the process and were understanding when some repairs were required as part of my loan. Very great service and I would recommend this team to anyone.

Jennifer J.

Corine with K2 was great to work with. Her initial quote seemed too good to be true, but after shopping around quite a bit I went for it. I'm glad I did because I just closed on my house and the process went as smoothly as it could have and I got a much better rate with lower closing costs than I could find anywhere else. I've been burned before by a broker who couldn't follow through with their initial promises, but K2 followed through.

Scott E.

Speedy Process Verified Contact I contacted Marshall Montoya at K2 with less than 30 days to my closing and Marshall reassured me that we would be able to close on time. He was very responsive and provided me with the necessary information as a first time home buyer. Marshall was prompt with his return emails and phone calls. His team was always in touch with me and they even worked out my closing cost so I could use my realtor concession towards my closing costs. As promised they helped me close on my house in time and at a very good interest rate.

Shivali N.
Denver, CO

Julia was great from the very first phone call/email. She spent a lot of time looking to get us a good rate. And she certainly did. Even our attorney said he was surprised our rate was so low. Not only did we get a low rate, but we got great lender credits, and they were so fast! And trust me, I've purchased and refinanced other homes and the paperwork and time to process have been nightmares. But that wasn't the case with k2 lending. It was actually pretty easy and smooth. We closed in 30 days, but because our homeowners association delayed it. K2 lending actually was ready to close much sooner. Julia was very friendly, and surprisingly very available, even with our time difference. This is not your typical broker that gets lost once you've turned in the paperwork. Julia is very present in the whole process and very hands on. Answers all phone calls, texts, and emails. We are very happy with our purchase and highly recommend them.

Raquel V.
Doral, FL

Kept Promises Luke F. from Denver, CO | worked with Noah Gifford I worked with Noah on the purchase of my first home. With no previous experience in home buying, I went in to the lending process with a healthy skepticism. Noah was upfront, honest and authentic from the jump. Being in sales myself, I appreciated the responsiveness and straightforward approach Noah offered. Moreover, I respected the fact that Noah gave me the best deal from Day 1. Other lenders would gradually offer me a better deal in second or third meetings with them, and they still could not beat his original option. Everything he explained about the process played out exactly as he described. No hiccups, no surprises. Ultimately we were prepared to close with weeks to spare. I would highly recommend Noah and his team!

Luke F.
Denver

K2 offers extremely competitive interest rates and Tyler was very helpful walking me through the mortgage process for the first time. My loan closed on time with no problem (make sure you provide the information they request expeditiously of course). Recommended.

Tom A.
Aurora, CO

K2 was great to work with! They were able to secure the lowest rate I could find. They were very helpful in obtaining all the necessary documents so there were no surprises or issues at closing. Thank you Tyler!

Nikki W.
Reno, NV

Super Fast Closing Cameron from Colorado Springs, CO | worked with Tyler Smith Hutson 3rd time using K2 Lending. This time I got to work with Tyler who was great straight out of the gate (as to be expected with these guys). Tyler had me a pre-qual letter immediately. The day that we found our next house he was on the phone with me (after hours I might add) and when I let him know that the seller was looking for a quick close, he advised that if I could get everything lined up, we could close in as little as two weeks. Exactly two weeks later we were sitting in the title office closing on the house. These guys at K2 are no joke. Super nice, great support staff who work hard to keep everything on track. Would not hesitate to recommend and of course, will be using them again on the next purchase.

Cameron B.
Colorado Springs, CO

I can not say enough good things about K2 and Julia. She was super helpful and always answered my emails or phone calls right away. No matter what my question was she got me an answer right away. My realtor who’s been selling homes for 40+ years was very impressed ...

Joseph C.
Alamogordo, NM

K2 was efficient, knowledgeable, courteous, and responsive. Great to deal with and always available. Will definitely use Tyler if I ever need to borrow again. Closed quickly and painlessly. Thank you!

Richard R.
Colorado Springs, CO

Happy I went with K2 Lending for my latest refinance. Would recommend to anyone to review the paperwork when signing to make sure it matches the latest quote but overall a good experience. I've refinanced a lot and this was by far one of the easiest loans I've done

Kathryn
Englewood, CO

Tyler was a joy to work with and went above and beyond to answer all of my questions politely and quickly. I would recommend him to everyone I know. K2 Lending was by far the easiest lender I have had the pleasure of financing with.

Sarah S.
Longmont, CO

Extremely knowledgeable and helpful . He had all the information and was very quick solving issues. The process was very simple and responses timely.

Ramakrishna R.
Denver, CO

Quick to respond and fight for the best rate Darren is an excellent lender to work with. He is quick to respond and takes the client relationship seriously. I was impressed with his ability to find and execute on competitive offers. I would absolutely use Darren and the K2 team in the future.

Sed K.
Centennial

Outstanding Customer Service from Marshall Montoya & K2 Lending I don't normally write reviews, but I discovered K2 Lending online and they had the best rates and great reviews. I took some faith in K2 to refinance my home to a VA loan. From beginning to end, Marshall Montoya provided terrific customer service and maintained perfect communication with me throughout the entire process (which only took about a month from beginning to end). I highly recommend K2 Lending!

Jeffrey D.
Monument, CO

Great experience. Professional. Marshall Montoya explained the loan details and guided through the entire process. I had many questions and he was able to answer everything. We had change made near the closing date, but Marshall worked through everything and got us through closing on time. K2 offers the best rates and a good value on closing costs. I will use them again in future transactions.

Gregory G.
Littleton, CO

K2 Lending (Marshall Montoya) is the premier south Denver lender This was my second time using K2 lending. The first time K2 hooked me up with an excellent rate but had some bumps along the way, in hind sight it worked out well. This current deal went extremely smooth and still got a good rate. Marshall and Jessi were on top of everything and made sure the experience was prefect. Thank you guys!

Michael M.
Littleton, CO

Exceptional! Verified Contact Marshall had MY interest in mind. Marshall Montoya and his team did an exceptional job of presenting me with the best deals they could offer, right off the bat. Despite the very tight time frame I had, Marshall promptly sent me everything I needed to get the ball rolling and reassured me he would make it happen. From there he kept me informed as to when major dates would drop as well as updated with any changes in schedule. On that note, communication with Marshall was easy! Anytime I needed information, I had it within hours at most. I highly recommend Marshall as he is transparent, prompt, professional, and efficient. He is the man who will get it done well!

Ryan F.
Aurora, CO

Marshall the Magic man! Verified Contact A few lenders rejected my conventional refi loan due to a past credit issue. Marshall Montoya, through his persistence with multiple lenders, was able to refinance my house at a rate that saves me money for a long run. Thanks Marshall!

Kokou S.
Denver, CO

Got a good rate Marshall Montoya got us a good rate. There was miscommunication about rolling closing costs into the loan and unfortunately was told that we didn't have enough time to fix the error before closing. So in the end we did not end up with exactly what we wanted.

Carolyn L.
Denver, CO

The experience was excellent. Marshall Montoya explained everything throughout the entire process from start to finish. He was there every step of the way. Do not hesitate to contact K2 Lending! They are outstanding! By far the best lender experience that we have ever had on a home loan! K2 Lending has great rates and excellent customer care!! At first, we were very hesitant about contacting a lender found on the internet. We had previously had an absolutely terrible experience with another internet lender. We even considered not contacting K2 Lending due to this. Thank goodness we did call. K2 beat ALL the other rates available from other lenders! We were never alone in the loan process. Marshall Montoya was excellent! He was always available to answer any of our questions and so helpful with everything. Our loan was processed faster than any other lender we had used in the past. In fact, K2 had our loan completed and ready to go to close one week early. This type of service and speed is unheard of with other lenders. We will definitely us K2 Lending for all of our lending needs in the future! Thank you K2 and thank you Marshall!! :)

Donovan N.
Highlands Ranch, CO

Second time through with K2 Marshall Montoya is fantastic. This was my second refinance in as many years with K2 and they did not disappoint! Would recommend their professional services to anyone in my family.

Patrick H.
Highlands Ranch, CO

Could not have been smoother Marshall Montoya at K2 provided the best loan experience I've ever had. Communication was great, first contact to close was less than 30 days and he dropped my rate from 4.37 to 3.25 and saved me over 50k in interest. I've already sent two friends to Marshall and K2, no better recommendation or review can be made.

David W.
Castle Rock, CO

Great refi experience Verified Contact Working with Marshall Montoya at K2 was easily the best mortgage loan experience I've ever had. I got a fantastic rate, and Marshall made the process very easy by always clearly letting me know exactly what was needed when. He was completely on top of everything during the whole process. Usually a mortgage loan is a stressful process, but this one was seriously a breeze. If I ever need another loan, Marshall will be the person I go to.

Jonathon S.
Wheat Ridge, CO

K2 Lending and Marshall Montoya Awesome and non stressful process to refinance our home! They help us through the process and help us answer any question we had. They were very knowledgeable and responded quickly, the process went smooth and we could close on time.

Matthew W.
Albuquerque, NM

Exceptional Customer Service! I have nothing but great comments about Marshall Montoya and K2 Lending. Marshall explained the refinance process very well, he offered different options and walked us through all the process. In addition, he is very knowledgeable. I really recommend Marshall and K2!

Christian C.
Albuquerque, NM

Extraordinarily smooth and fast process Marshall Montoya and Kay (and K2 Lending) were great to work with - fastest and smoothest mortgage financing I have had in 40+ years of real estate purchasing. I am self-employed and moved to another state, so I thought the process would be more difficult (especially since the regulations changes in 2008 and 2012), but they made it easy. I would definitely recommend them.

Nannette P.
Sante Fe, NM

Great rate on refinance with Marshall Montoya Verified Contact K2 had the best rate by far. The fees ended up being slightly higher due to need for a longer lock (in Colorado). The loan closed within ~35 days from application in an efficient process. Very convenient closing with the notary coming to my office to sign the documents.

Travis T.
Denver, CO

Marshall Montoya worked with me throughout the process, helping to simplify the process. Shelley was also very helpful. Verified Contact Underwriter could have asked for many of the items up front, instead of last minute, causing unnecessary delays. This is the only issue I had, as time was very important.

Steve R.
Littleton, CO

Such a smooth process and so great to work with K2. We have now used K2 Lending (Marshall Montoya) 4 times now. They are so great to work with and really go above and beyond to get things handled. If they needed anything they immediately reached out to myself or my real estate agent. I will always use K2 for all of my lending needs. I got a great rate and some great advice.

Lucas D.
Westminster, CO

Awesome Lender Experience with Marshall Montoya. The lender was extremely easy to work with. They were always available to answer my questions over the phone and email in a prompt fashion. Through every step of the process, they laid out a road map of what will be happening, what information they needed from us, and what the timeline is expected to be to continue to the next step. It was extremely effortless on our part, and we wish we could have started the process sooner. The best perk was having a notary meet us for the closing at our own home. My wife and I work easily until 5pm, so having the notary available after that time was a big stress relief. Overall, I am 100% satisfied with our decision to go with K2 Lending and Marshall Montoya!

Sergio S.
Thornton, CO

Quick and Easy Refinance with Marshall Montoya. We refinanced our home in Thornton using K2 lending. The process was extremely easy and quick. We could do it all via email and were able to sign all of the closing documents at our home at a time that worked best for us. They were able to give us a lower rate than our previous mortgage and it will save us money every month.

Kaly T.
Brighton, CO

Extra Mile Marshall We have now processed two mortgage transactions through K2 Lending and found Marshall Montoya to be both reliable and knowledgeable. He has also gone out of his way on a few occasions to help us reconcile a few lender issues. We will likely use him again and we trust him.

Robyn M.
Evergreen, CO

My broker Marshall Montoya was responsive and helped me through the entire process. Verified Contact The broker was helpful and took the time to explain all my questions. The process too a little longer than expected due to a delay on finding an appraiser. Nothing to do with them. We had to submit several addendums on the buyers agreement and they helped us through it all. I'll consider them again if I buy again.

Mark S.
Los Alamos, NM

We worked with Marshall Montoya. The process was fantastic, three times in a row! My husband and I thought we were finished refinancing, but we decided to do so once more. We knew who to call, since we had twice before worked with Marshall and K2 Lending. We didn't feel the need to contact any other lenders. The process was as simple as one could expect, and with only a delay in getting an appraiser out, we experienced no other issues. I doubt we will refinance again, at this point, but if we do, we know who to call!

Julie C.
Wheat Ridge, CO